If you’re not a person who carries around money and prefers using mobile payments, you’ve probably used SkyCash loads and loads of times already. It’s a hellishly useful way of mobile payments really popular in Poland nowadays.

The whole idea originated as a couple of friends was paying a bill at a restaurant in 2008. They decided it’d be cool if they could settle the payment via their mobiles, in a manner similar to sending a text. They went from there and turned their rough idea into a solution that appeared on the market in the middle of 2010 under the name of SkyCash.

“From the very beginning, SkyCash was being designed as a universal system that would be useful in different areas of everyday life. That’s why we started expanding its uses very quickly. Soon after P2P transfers, there appeared public transport ticket and parking payments. The number of cities that started working with us was increasing systematically. In 2012 we started working with the first of the train companies,” says Tomasz Krajewski, the President of the Board of SkyCash.

SkyCash is a universal system of mobile payments. All you have to do is sign up, add your credit card and you’re good to go. You won’t have to take it out to get a bus or railway ticket and the transaction will take seconds. You never have the change to pay for parking? You’ll do it with your mobile. Want to go to the cinema but absolutely hate queuing? No problem. You can buy cinema tickets in a mobile app, choosing the perfect seats for yourself. All in a matter of seconds. The same goes for getting a top up if you’re using a pay-as-you-go phone, getting a travel insurance or paying your bills.

Unlike other payment systems, SkyCask is universal and doesn’t cover just one type of transactions. It’s continually growing and the number of ways and places you can use SkyCash is increasing. There are no limits as to the uses of the system which makes it pretty practical for the user.

The person who’s been behind the wheel in this rapidly expanding company for the last two years is Tomasz Krajewski. He graduated from the University of Marie Curie-Sklodowska in Lublin and has been working in mobile and finance for years for companies such as eLeader. With him in charge SkyCash has been developing more rapidly than ever before; they started a partnership with the biggest train company in Poland.

SkyCash has received funds from the EU and OPERA TFI S.A., the first private Polish investment fund. SkyCash is attracting new clients rapidly, and even though it started out just a few years ago, it registers over a million transactions monthly and it’s got around 1.5 million active users.

Last year SkyCash was listed in Deloitte Technology Fast 500 EMEA in the top 50; it was the highest rated Polish company to make the ranking.