KIR is one of the most important players in the process of digitalisation of Poland. It supports the development of cashless and digital processes in economy, modernising the Polish payment system and banking sector infrastructure. It’s launched a Digital Acceleration strategy to raise the digital awareness of Poles and helps the country to step towards a modern cashless and paperless world.

In general, KIR supports all sorts of digital payments, such as credit card, mobile or online payments. It provides comprehensive, safe and reliable clearing services in both PLN and EUR, as well as common services and R&D for the banking sector. It also supports the participation of the banking sector in public administration programmes which include the introduction of cashless payments into the sector.

KIR has actually managed to do so quite recently. Just last April, KIR and the Ministry of Development introduced the Popularisation of cashless payments in the public administration Programme. This translates to people having a choice between making a payment in cash or other cashless solutions when paying administration fees. People can do it using a payment terminal or WebPOS Paybynet service, which allows people to pay via a mobile App.

Considering more and more Poles turn to cashless payments, it’s definitely a step in the right direction. According to NBP, last year Poles made 3,2 billion card payments amounting to PLN 220 billion. In December almost eight million active users logged into their mobile banking accounts. Most of these people didn’t have an opportunity to make cashless payments simply because offices hadn’t provided them. Now it’s bound to change.

It’s the first step in the digitalisation of Poland. Besides contributing to the development of cashless trade, KIR also introduces innovative digital tech and modern fintech solutions. The world is changing rapidly and Poland cannot stay behind, especially considering its potential and Poles’ eagerness to try new things when it comes to modern banking solutions.


KIR was Impact ’17 Partner.

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